Benefits

2020 Employment Benefit Program

Because our employees’ physical health and overall well-being is essential to the success of Claflin’s family structure, we offer a variety of important benefits in health and dental coverage as well as retirement planning. Click 2020 Benefits Guide for the 2020 Benefits Guide.

Health Insurance

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PAI/Planned Administrators lnc. (PAI) provides our employees with comprehensive medical coverage through the Blue Cross Blue Shield of SC Network. Claflin pays 70% of the total monthly premiums for the health plan.
Use PAI to locate physicians in the network along with other details.
Health Plan
Medical/Dental/
Short-Term-Disability/
Life Insurance/Prescription Drugs
Monthly Premiums: Feb 2010-Jan 2021
Employee Only: $228.41
Employees & Spouse: $569.43
Employees & Child(ren): $495.90
Employees & Family: $758.53
Vision Insurance

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We offer vision insurance with Unum. It provides one annual eye exam per year and one pair of spectacle frames/lenses or contacts. This is strictly a voluntary cost, paid by employees only.
Visit http://unumvisioncare.com/provider.html to find optometrists in your area and other details. Monthly Premiums: Feb 2020-Jan 2021
Employee $7.78
Employee & 1 Dependent $13.72
Employee & 2+ Dependents $19.66
Dental Insurance

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We offer dental only coverage with Unum for employees who have not enrolled in the major medical health insurance plan. It is strictly a voluntary cost, paid by employees only.

We provide payroll deductions for voluntary critical illness and group accident policies offered through Sun Life. Visit Sun Life for company details.

Monthly Premiums: Feb 2020-Jan 2021
Employee Only: $40.16
Employees & Spouse: $79.16
Employees & Child(ren): $101.84
Employees & Family: $152.28
Long-Term Disability

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The long-term disability plan provides financial protection by paying a portion of one's income while out disabled. The plan pays 60% of one's monthly earnings once confirmed as disabled by a physician after 180 days. The disability claim must be approved by the carrier, Lincoln Financial Group.
Group Life And Accident Insurance

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All full-time employees are provided accident and life insurance in the amount of $30,000 at no cost to them. Optional and dependent life coverage is also available for purchase.
Retirement Program

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Claflin University offers two exceptional retirement plans. Teachers Insurance and Annuity Association College Retirement Equities Fund (TIAA-CREF), one of the largest and most respected financial service providers in the world ensures the financial well-being of faculty and staff across America's education and research communities.

TIAA Retirement Plan (403b)

Employees may enroll in this plan after 12 months of consecutive service. He/she must contribute 4% of their annual salary at which time Claflin will match at 7.5%.

TIAA Supplemental Annuity

An employee may contribute at any time during their employment at their own discretion. This supplemental plan does not require a wait period nor does Claflin contribute any funds towards it.
LegalShield

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We allow payroll deductions for any employee electing to become a member of LegalShield prepaid legal services. Membership provides families with immediate access to quality legal protection for a low monthly fee. Visit LegalShield for detailed information.
Washington National

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We provide payroll deductions for voluntary cancer and heart/stroke policies offered through Conesco Insurance Company. Visit Conesco Insurance Company for company details.
Allstate Insurance

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We provide payroll deductions for universal life insurance and voluntary supplemental policies offered through Allstate Insurance Company. Visit Allstate Insurance Company for company details.
SAM'S Club Group Membership

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Sam’s Club Group Membership is available. Visit Sam’s Club for company details.

LEAVE ACCRUALS

Sick Leave

All employees’ accrue 1 day of sick (4 hours per pay period) per month. You may accrue an unlimited amount of sick leave. Probation period is not required.

Years of Service	Accrual Amount Annual Earnings	Per Pay Period (Hours)
6 months (credited)
7-12 months
1 – 14
15 – 19 years
20 years or more

New hires will not receive any vacation leave until they have satisfied their six-month probationary period. Upon successfully completing the probationary period, employees will be credited with 40 hours of vacation leave.

Maximum accumulations for vacation leave are as follows:
7 months - 14 years = 20 days (160 hours)
15 - 19 years = 30 days (240 hours)
20 years or more = 40 days (320 hours)

Vacation leave hours above the maximum accumulation will be deducted on July 1st of each year.

Pay Periods

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Claflin University has a semi-monthly pay period. Paychecks are issued twice a month on the 3rd and 18th of each month. Should either of those days fall on a Saturday or Sunday, checks are released the Friday before. Direct deposit is strongly recommended.
Long-Term Care Indemnity Plan

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We provide payroll deductions for voluntary long-term care policies offered through Unum. Visit Unum for company details.
Personal Accident Indemnity Plan

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We provide payroll deductions for voluntary accident and specified health event protection policies offered through Aflac. Visit Aflac for company details.
Voluntary Medical Gap Plan

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We provide payroll deductions for voluntary medical gap plan policies offered through Colonial Life Insurance Company. Medical gap plans are used as a supplement to your medical group plan and carry valuable surgical and hospital coverage. Visit Colonial Life Insurance Company for details.
Plan Document

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Plan Document 2019
Self-funded Plan Document for Claflin University Group medical, dental, and short term disability plan.
Plan Document 2019

Benefits

2020 Employment Benefit Program

Monthly Premiums: Feb 2010-Jan 2021

Sick Leave